Do I need a Financial Counsellor?

In Australia, financial counselling is a free and confidential service provided by community organisations, community legal aid and some government agencies. It is an essential service for over 125,000 people each year experiencing financial distress. Financial counsellors are skilled in listening to problems when an individual's judgement and clarity may be distorted. What people need is non-judgemental and confidential advice plus a workable plan to improve their financial distress situation.

​The areas financial counsellors assist with are:

• understanding which debts are priorities

• developing budgets and money plans

• understanding different options to manage financial issues

• access advisory services

• understand individuals’ rights

• offering emotional support.

Over the last nine years, our advisory team has negotiated and mediated with creditors that include:

• Personal loans

• Home and investment property loans

• Personal and director guarantees

• Australian Taxation Office

• Office of State Revenue

• Utility services water, gas, electricity

• Credit cards

• Car loans and leases

• Buy now pay later, rent to buy facilities

• Payday loans

We also work with many individuals to restructure their current financial exposure and, if needed, implement and manage debt management strategies to protect the individual in a caring and thoughtful way.

Our unique expertise allows us to provide solutions across a wide range of financial issues and in a cost-effective way so that the individual can achieve a successful resolution. We are here to help and can be contacted on (02) 8304 9302.